Zonke izisetshenziswa Ithuluzi lokukhokha

Imali ethathwa ekhaya isibalo

Ubalo oluncane lwemali yakho ekhokhwayo e-US ngemuva kwesampula yemali engenayo yesifundazwe ne-FICA. Lolu hlelo luyibalo elilula — likhohlwa isampula yemali yesifundazwe, ama-credits, kanye ne-pre-tax deductions. Qaphela ukuthi kufanele uqinisekise nge-tax professional.

Faka imali-mboleko yakho yonyaka kanye nesimo sokufaka isicelo ukuze ulinganise imali-mboleko yakho ekhokhwa ekhaya.

Indlela esebenza ngayo

Indlela i-take-home pay estimator esebenza ngayo

Faka imali-mboleko yakho ephelele

Bhala imali yakho yonyaka ephelele — imali yakho egcwele ngaphambi kokuba kwenziwe noma yiziphi izibopho noma ukukhishwa.

Khetha isimo sefayela lakho

Khetha owesifazane noma owesifazane obhalisa ngokuhlanganyela ukuze ukukhishwa okujwayelekile nokugcizelelana kulinganise nesimo sakho.

Funda ukuhlukaniswa kwezimali

Bona ukuthi izindleko zezimali ezikhokhwa yi-Federal Income Tax, Social Security, neMedicare zigcinwa nini emali yakho.

Bona imali yakho ekhokhwayo

Funda imali oyikhokhile ekhokhwa ekhaya njengenani leminyaka, lenyanga, nenyanga ezimbili.

Imibuzo evame ukubuzwa

Imali ethathwa ekhaya, ebizwa nangokuthi imali encane, yileyo ehlala emali yakho ngemuva kokufaka izimali nokuzisusa. Yimali efika ebhange lakho, futhi ihlala iphansi kunaleyo oyitholayo.

FICA yimali yomsebenzi ekhokhisa iSocial Security neMedicare. Ithatha cishe i-7.65% yemali yakho — i-6.2% yeSocial Security ne-1.45% yeMedicare — futhi umqashi wakho ukhokha inkontileka elinganayo.

Akunalutho. Kuyisilinganiso esincane esisekelwe emthethweni wezimali zomphakathi kanye ne-FICA kuphela. Ishiya ngaphandle izimali zesifundazwe nezendawo, izibopho zokuqala zezimali ezifana ne-401k ne-HSA, kanye nezimali zokwamukela, ngakho-ke imali yakho yomsebenzi ingahluka. Qinisekisa nochwepheshe wezimali ngaphambi kokusebenzisa inani.

Imali oyisebenzisayo e-401k, i-HSA, noma ama-akhawunti afana nawo ikhuphula imali oyitholayo ekhokhwayo, ngakho-ke ikhokhwa imali encane yezwe futhi ikhokhwe imali engaphezulu. Ukuvuselela imali oyikhokhile ukuze ifane nemali yakho yezimali esemthethweni kusiza.

Yebo. Kumahhala ngaphandle kokungena futhi akukho okungeniswe kugcinwa. Qalisa ukulinganisa imali-mboleko kanye nesimo sefayela njengoba ufuna.

Amathuluzi amahhala ahlobene